Category: Free Wills Month

Free Wills Month gives people over 55 the chance to have a simple will written for free by a qualified solicitor. It’s an excellent opportunity, but turning up unprepared could mean missing important details or discovering your situation is more complex than the free service can handle.

A little preparation beforehand will help you make the most of your appointment and ensure nothing important gets overlooked.

Essential Documents You’ll Need

Your solicitor is legally required to verify your identity, so bring:

Photo identification such as a current passport or driving licence

Proof of address like a recent utility bill, bank statement, or council tax letter

Without these documents, your appointment won’t be able to proceed, so double-check you have them before you leave home.

Deciding Who Benefits from Your Will

The most important decision in any will is choosing your beneficiaries. For most people with straightforward situations, this means:

• Leaving everything to your spouse or partner
• Dividing your estate equally between your children if you’re single or widowed
• Making specific gifts to individuals or charities

If you have a more complicated family situation involving step-children, estranged relatives, or multiple marriages, your needs might be too complex for the free service. It’s better to know this upfront so you can plan accordingly.

Don’t forget guardians: If you have children under 18, you’ll need to decide who would care for them if both parents died. This is often one of the hardest decisions to make, but it’s crucial to include.

Making a Complete List of Your Assets

Your solicitor can only include assets you tell them about, so prepare a comprehensive list:

Property: Your home and any buy-to-let or holiday properties

Financial assets: Bank accounts, ISAs, investments, shares, and pension funds

Valuable possessions: Jewellery, artwork, collections, or anything worth passing on to specific people

Digital assets: These are easily forgotten but increasingly important. Include online bank accounts, cryptocurrency, loyalty card points, valuable photo collections, and even social media accounts with sentimental value

Having this information ready will help ensure nothing important gets missed and will make your appointment run more smoothly.

Choosing Your Executors

Executors are the people who will handle your affairs after you die. They’ll need to apply for probate, pay any debts and taxes, and distribute your estate according to your wishes.

Choose someone you trust to be organized, fair, and capable of handling what can be a complex process. This is usually a close family member or friend, though you can also appoint a professional like a solicitor.

Consider appointing two executors in case one is unable to act when the time comes. Make sure you ask them first though – being an executor is a significant responsibility.

Thinking About Charitable Gifts

While there’s no obligation to include charities in your will, remember that Free Wills Month is funded by charitable organizations. Even a modest gift can make a meaningful difference to causes you care about.

There’s also a potential tax advantage: if you leave 10% or more of your estate to charity, the inheritance tax rate on the remaining estate drops from 40% to 36%. This can result in significant savings for larger estates.

Questions to Ask Your Solicitor

Don’t hesitate to ask questions during your appointment. Consider asking about:

• What happens if your estate grows beyond the inheritance tax threshold
• Whether you might need to update your will in future
• How trusts work if you want to protect assets for grandchildren
• What occurs if one of your beneficiaries dies before you do

A good solicitor will welcome your questions and take time to explain anything you’re unsure about.

Preparation Checklist

Before your appointment, make sure you have:

• Valid photo ID and proof of address
• Complete list of beneficiaries and their details
• Comprehensive overview of all your assets and their approximate values
• Names and contact details of your chosen executors
• Guardian choices if you have children under 18
• Any questions you want to ask
• Information about any charitable gifts you’re considering

Making the Most of Your Appointment

Free Wills Month appointments are typically shorter than private consultations, so being well-prepared helps ensure everything gets covered properly.

If it turns out your situation is more complex than the free service can handle, don’t see this as a problem. You’ll have received professional advice about what’s needed, and you can make an informed decision about next steps.

The most important thing is getting your will sorted properly, whether that’s through Free Wills Month or by investing in more comprehensive legal services.

Remember, having any professionally written will is far better than having no will at all. Even if your current situation seems complicated, Free Wills Month might still be able to help with the basics, which you can always update later if your circumstances change.

Twice a year, thousands of people across the UK get their wills written or updated completely free of charge. If you’re 55 or over, Free Wills Month could be exactly what you need to finally get your affairs in order.

The next campaign starts in October 2025. Here’s your complete guide to how it works and whether you’re eligible.

How Does Free Wills Month Work?

Free Wills Month is funded by a group of major UK charities who pay local solicitors to provide free will-writing services to people aged 55 and over. The scheme runs twice yearly in March and October.

While the charities hope participants might consider leaving a charitable gift in their will, there’s absolutely no obligation to do so. You can take advantage of the free service regardless of whether you plan to include any charities as beneficiaries.

Who Can Take Part?

The eligibility requirements are straightforward:

You must be 55 or older. If you’re married or in a civil partnership, only one of you needs to meet the age requirement.

You need a simple will. The free service only covers basic wills without complicated legal arrangements.

You must live in the UK and book with a participating solicitor in your area.

What Counts as a Simple Will?

Most people’s situations qualify as simple wills. This typically means:

• Leaving everything to your spouse or partner, then to your children
• Splitting your estate equally between your children if you’re single
• Making a few specific gifts to individuals or charities
• Appointing guardians for children under 18
• Choosing executors to handle your estate

When You Might Need Something More Complex

The free service won’t cover situations that need specialist legal work, such as:

• Estates worth more than £325,000 where inheritance tax planning is needed
• Business assets or overseas property
• Setting up trusts to protect assets or provide for vulnerable beneficiaries
• Complex family situations involving step-children or previous marriages
• Asset protection planning for care home fees

If your circumstances are more complicated, the solicitor will explain your options and provide a quote for additional work.

When Does Free Wills Month Take Place?

Free Wills Month runs twice each year:

• March (typically starting 1st March)
• October (usually beginning 1st October)

The October 2025 campaign is expected to start on 1st October, though exact dates are confirmed closer to the time.

Appointments are allocated on a first-come, first-served basis and fill up quickly, so it’s worth preparing early and booking as soon as places become available.

What You’ll Need for Your Appointment

Come prepared with:

Identification: Valid photo ID like a passport or driving licence, plus proof of address such as a recent utility bill

Beneficiary details: Names and addresses of everyone you want to benefit from your will

Asset information: Details of your property, savings, investments, and valuable possessions

Digital assets: Don’t forget online accounts, cryptocurrency, or valuable digital collections

Executor choices: The people you want to handle your estate (usually family members or close friends)

Being well-prepared helps ensure your appointment runs smoothly and you don’t need follow-up visits.

Do You Have to Leave Money to Charity?

Not at all. While Free Wills Month is funded by charities who hope some participants will include charitable gifts, there’s no pressure or obligation to do so.

That said, even a small percentage gift to charity can make a meaningful difference. As a bonus, if you leave 10% or more of your estate to charity, your inheritance tax rate drops from 40% to 36% on the remaining estate.

Why Make a Will at All?

Without a valid will, the law decides who inherits your estate according to strict rules that might not match your wishes. This can mean:

• Unmarried partners receiving nothing, even after decades together
• Children inheriting large sums at 18 when they might not be ready
• Assets going to distant relatives instead of close friends
• Lengthy legal processes and family disputes

A properly written will ensures your wishes are followed and can save your loved ones significant stress and expense.

What If You Need More Than a Simple Will?

If your situation requires more complex legal work, don’t be put off. The solicitor will explain what’s involved and provide a quote for the additional services needed.

While this means paying for legal advice, a well-drafted complex will often saves families far more money in the long run through proper tax planning and asset protection.

Missing Out on an Appointment?

If Free Wills Month appointments are full, you have other options:

Will Aid runs each November, where solicitors provide will-writing services in exchange for a suggested charity donation.

Some charities offer year-round free will services to their regular supporters.

Professional will writers can help you get your will sorted any time of year.

Making the Most of Free Wills Month

Free Wills Month offers genuine value if you’re eligible and need a straightforward will. It’s professional legal advice without the usual cost, and there’s no catch beyond the limitation to simple wills.

Even if you’re not sure whether your situation qualifies as simple or complex, it’s worth booking an appointment. You’ll get expert advice about your options, and if you do need more comprehensive services, you’ll understand exactly what’s involved.

The key is acting quickly when appointments become available. Keep an eye on participating solicitors’ websites from late September, and book as soon as places are released.

Getting your will sorted properly is one of the most important things you can do for your family’s future peace of mind.

Click here to find out more >

Most people assume their will is going to be straightforward. You’ve got a house, some savings, maybe a pension, and you want to leave it all to your family. How complicated can it be?

The answer might surprise you. When you’re looking at schemes like Free Wills Month, understanding what actually counts as a “simple will” can make the difference between getting free help and needing to pay for more complex legal work.

Let’s break down what makes a will simple or complex, so you know exactly where you stand.

What Makes a Will “Simple”?

A simple will is a basic legal document that covers the essentials without any fancy legal arrangements. It deals with:

• Choosing who will handle your affairs after you die (your executors)
• Deciding who gets what from your estate
• Making specific gifts to individuals or charities
• Appointing guardians for any children under 18

Most people’s situations fit comfortably into this category. If your main assets are your home, some savings, and personal belongings, and you want everything to go to your spouse and then your children, you’re probably looking at a simple will.

When Is a Simple Will Right for You?

Here are some typical situations where a simple will works perfectly:

You’re single and want to split everything between your children, or leave it all to one person

You’re married or in a civil partnership and want everything to go to your partner first, then to your children

Your estate is worth less than £325,000 (the current inheritance tax threshold)

You don’t own a business or have complicated assets like overseas property

Your family situation is straightforward with no step-children from previous relationships or family disputes

If this sounds like your situation, Free Wills Month will likely cover everything you need at no cost.

When Things Get More Complicated

Some situations need more sophisticated legal work, which takes us into complex will territory. You’ll probably need a complex will if:

Your estate is worth more than £325,000 and you’re concerned about inheritance tax

You have children from a previous relationship and want to make sure they’re provided for alongside your current partner

You want to protect assets from care home fees or ensure they can’t be lost if your spouse remarries

You own business assets or property abroad

You want to set up trusts to protect money for grandchildren or vulnerable family members

You need to exclude someone who would normally inherit from you

Here’s a common example: you want your partner to be able to live in your house for the rest of their life, but after they die, you want the house to go to your children from your first marriage. This needs something called a life interest trust, which definitely isn’t simple will territory.

Why This Matters for Free Wills Month

Free Wills Month specifically covers simple wills only. If your situation is more complex, the solicitor will usually:

• Explain what’s involved in your case
• Offer to complete the work for their standard fee
• Give you a quote for the additional legal work needed

This isn’t the solicitor trying to upsell you. Complex wills genuinely require more time, expertise, and legal documentation. The charities funding Free Wills Month can only afford to cover basic will writing.

Not Sure Which Category You Fall Into?

Most people aren’t certain until they speak to a professional. Don’t let this put you off booking a Free Wills Month appointment though.

Come prepared with:

• A list of everything you own and any debts
• Details of who you want to benefit from your will
• Information about your family situation, including any complications

Be honest about anything unusual in your circumstances. It’s much better to discuss potential complications upfront than discover problems later.

Even if you end up needing a complex will, you’ll have had professional advice about your options and what’s involved.

Getting the Right Type of Will

If your life is relatively straightforward, a simple will through Free Wills Month could be perfect. You’ll get professional legal advice and a properly drafted will without paying solicitor fees.

But if your situation is more complex, don’t try to squeeze it into a simple will format. The wrong type of will can cause real problems for your family later on, from unnecessary tax bills to family disputes or legal challenges.

Complex wills cost more upfront, but they can save your beneficiaries thousands of pounds and a lot of stress down the line.

Next Steps

If you think you might be eligible for Free Wills Month, it’s worth booking an appointment. You’ll find out during the consultation whether your will can be covered by the scheme.

If you suspect your needs are more complex, speaking to a will writing specialist first can help you understand your options and what’s likely to be involved.

Either way, the most important thing is getting your will sorted properly, whether that’s through a free scheme or by investing in more comprehensive legal work.

Find out more today >

What is Free Wills Month?

Free Wills Month happens twice a year in March and October, giving people aged 55 and over the opportunity to get a simple will written or updated by a qualified solicitor without paying a penny.

The scheme is supported by major UK charities and organised by Capacity Marketing for Charities. While there’s no pressure to leave anything to charity, they do hope participants might consider including a charitable gift in their will. This is how they fund the campaign and keep it running year after year.

Free Wills Month typically starts on 1st October. Appointments are limited and go fast, so it’s worth getting organised early if you’re thinking about taking part.

Who Can Take Part?

You’re eligible if you’re:

• 55 or older
• Living in the UK
• Able to book with a participating solicitor in your area

If you’re part of a couple, only one of you needs to be 55 or over. And remember, you don’t have to leave money to charity to take advantage of the free service.

Is There Really No Catch?

It genuinely is free, but there is one important thing to know: the service only covers simple wills.

If your affairs are complicated (multiple properties, overseas assets, complex family situations, or trust arrangements), the solicitor might suggest upgrading to a more comprehensive service for a fee. They’ll be upfront about this during your appointment.

For most people though, a simple will does exactly what they need.

What’s Included in a Simple Will?

A straightforward will typically covers:

• Choosing executors (the people who’ll handle your affairs)
• Leaving specific items or money to family, friends, or charities
• Appointing guardians for young children
• Deciding what happens to the rest of your estate

What it won’t include:

• Inheritance tax planning (particularly important if your estate is worth over £325,000)
• Setting up trusts or business succession planning
• Dealing with complicated family situations

If you think you might need something more complex, it’s worth having a chat with a solicitor about your options.

What to Bring to Your Appointment

To make the most of your appointment, have these ready:

• Photo ID
• Details of who you want as executors and guardians
• A rough idea of what you own and any debts
• Names and details of anyone you want to benefit from your will
• Information about digital assets like cryptocurrency, online accounts, or valuable digital collections

Being prepared will help everything go smoothly and reduce the chances of needing follow-up appointments.

Can You Do This Remotely?

Since the pandemic, many solicitors now offer phone or video appointments, though not all firms provide this option. Check when you’re booking whether remote appointments are available.

What If You Can’t Get an Appointment?

Don’t worry if you miss out. There are other options:

Will Aid runs in November, where solicitors provide will-writing services in exchange for a suggested charity donation.

Will Relief Scotland operates in September for Scottish residents.

Several charities including Age UK and the Stroke Association offer free will services to their supporters throughout the year.

You can also use professional will-writing services any time of year if you prefer not to wait.

How Does This Help Charities?

Charities fund the campaign by paying solicitors to provide the free service. In return, they hope some people will choose to include a charitable gift in their will, even if it’s just a small percentage of their estate.

It’s actually one of the most cost-effective ways for charities to secure long-term funding. As a bonus, if you leave 10% or more of your estate to charity, your inheritance tax rate drops from 40% to 36%.

Is Free Wills Month Worth It?

Absolutely, if you’re eligible and need a straightforward will. It’s a genuine opportunity to get professional legal advice without the usual cost.

Even if you have no intention of leaving money to charity, you can still take part. The main thing is getting your will sorted properly.

Appointments do fill up quickly though, so keep an eye on participating solicitors’ websites from late September and book as soon as you can.

Need More Help?

If you have questions about whether Free Wills Month is right for you, or if you’d prefer to explore other will-writing options, professional will writers can help guide you through the process without any pressure or legal jargon.

Click here to find out more about Free Wills Month >

Click here to apply today >

(And Why It Might Not Be Right for You)

If you’re over 55 and thinking about writing a will, you’ve probably come across Free Wills Month. It sounds ideal. A properly drafted will. No cost. A solicitor involved. Job done.

But is it the right option for everyone? Not always.

Let’s break down what Free Wills Month is, how it works, and why it might not be the best fit, especially if you want something personal, flexible, or built to last.

What Is Free Wills Month?

Free Wills Month is a campaign that runs twice a year, in March and October. It brings together well-known charities and local solicitors to offer free will-writing appointments for people aged 55 and over.

You meet with a participating solicitor, have a simple will written, and you’re done. You’ll be encouraged to leave a gift to one of the charities in your will , but you don’t have to.

It’s a good initiative. For some people, it works well. But it’s not for everyone.

Who Can Use It?

You qualify if:

• You’re 55 or older
• You can find a participating solicitor near you
• You only need a basic will

If you’re a couple and only one of you is 55, that’s fine, you’re still eligible. But if you need anything more complex than a standard will, you’ll likely have to pay extra.

How Do You Take Part?

It’s fairly straightforward:

1. Go to the Free Wills Month website
2. Enter your postcode
3. See if there’s a solicitor near you taking part
4. Contact them and book your appointment
5. Attend your meeting, and get your will drafted

That’s it.

But before you jump in, here’s what’s often not said about the scheme, and why some people regret waiting for it.

5 Reasons Free Wills Month Might Not Be Right for You

1. Appointments Are Limited

This isn’t a year-round offer. It runs just twice a year, and appointments fill up fast. Some people call on the first day of the campaign and still don’t get in.

It’s not available in every town either. So depending on where you live, you might not even find a solicitor taking part.

If you miss your slot, that’s another six months gone.

2. It Only Covers Simple Wills

If you own property, have children from a previous relationship, or want to set up any specific conditions, Free Wills Month probably won’t cover it.

It’s designed for straightforward wills. One or two beneficiaries. No complications.

Anything more, and you’ll likely be told it’s outside the scope. That means you either:

• Pay extra through the solicitor (with no clear quote up front)
• Or… leave without a will at all

3. You Only Get One Shot

Most people can only use Free Wills Month once. It’s a one-time benefit.

But life changes.

You move house. You get remarried. Grandchildren arrive.
Suddenly, the will you wrote five years ago no longer fits and you’re back at square one, without easy support.

4. It’s Still a Formal Solicitor Process

You’re still booking an appointment, travelling to an office, and working to someone else’s schedule.

Some people are fine with that. Others find it a bit stiff or inconvenient, especially if they’d rather get things sorted over the phone, online, or from home.

And if you’ve got questions later? Chances are, that solicitor won’t be there to help unless you’re paying again.

5. There’s No Ongoing Support

Free Wills Month is a great one-off offer, but it’s just that. One-off.

There’s no relationship. No one checking in. No one to help you review or update your will if things change later.

It’s “write and go”. And for something as important as your will, that doesn’t suit everyone.

When a Paid Service Makes More Sense

Using a professional will-writing service like My Local Will Writer isn’t just about paying for convenience. It’s about getting:

• Help when you actually need it. Not twice a year
• A clear, fixed price for your will. No vague “extra fees”
• Support with more than just the basics, especially if your family setup isn’t simple
• Friendly, plain-English guidance. No jargon, no pressure
• Flexibility. Speak to someone by phone, online, or in your own home
• The ability to update your will whenever things change

It’s not a transaction. It’s a proper service.

And if something ever happens, your family knows exactly who to call.

The Most Important Thing Is Doing It

Free Wills Month can be a useful option, but only if you meet the criteria, get a slot, and don’t need anything beyond the basics.

If you’ve been putting off writing your will because you’re waiting for March or October to roll around, don’t. You can get it done now, in a way that suits you, without the stress or the wait.

We can help.

Need Help With Your Will?

At My Local Will Writer, we help people across the UK write clear, legally binding wills in simple language, at a fair price, with no fuss.

Whether you need a simple will or something more detailed, we’ll talk you through your options and help you get it sorted.

Ready to get started?
Get in touch today and let’s take care of it, properly.

FAQs

Is Free Wills Month really free?
Yes, if your situation is simple. More complex cases often involve extra fees.

Do I have to leave money to a charity?
No. You’ll be encouraged to, but it’s not a requirement.

Can I use it more than once?
Usually not. It’s intended as a one-time opportunity.

What if I want ongoing help or regular reviews?
That’s where a dedicated will-writing service like ours can really help. We’re here whenever you need us.

(The Case for Acting Now)

Are you thinking of waiting until Free Wills Month before writing your will?

It’s understandable. Free Wills Month is a great opportunity. If you’re over 55, you can have a basic will written by a solicitor, often without paying a penny. It happens twice a year, in March and October. On paper, it seems worth waiting for.

But here’s the thing: life doesn’t wait.

Life Is Unpredictable

We never know what’s around the corner.

People put off writing a will for all sorts of reasons. “I’m too busy.” “I’ll do it when I retire.” “Nothing’s going to happen to me just yet.” Sound familiar?

But sadly, things can happen when we least expect them. Accidents. Illness. Sudden changes.

And if you don’t have a will in place, your wishes may not be followed. Your loved ones could face confusion, delays, or even legal battles over your estate.

Writing a will is about taking control now, before anything unexpected takes that chance away.

Free Wills Month Doesn’t Suit Everyone

Free Wills Month is a brilliant scheme, but it’s not perfect for everyone.

Here’s why:

• It only happens twice a year
• Appointments fill up fast
• It’s often limited to certain areas
• It only covers simple wills
  

If your estate is slightly more complex, you may still face extra costs. If you live in a rural area, there may not be a participating solicitor nearby. And if you miss your chance, the next opportunity might be six months away.

That’s a long time to leave your affairs unprotected.

Dying Without a Will Has Real Consequences

If you die without a will, you don’t get to decide what happens to your assets.

Instead, the law decides and it might not go the way you expect.

• Unmarried partners get nothing, even if you’ve been together for years
• Stepchildren are not automatically included
• The wrong people could inherit, and family disputes can arise
• Loved ones may face delays when trying to access money or property
  

A will removes all that uncertainty. It gives you peace of mind, and it protects your family from stress and confusion.

A Will Isn’t Just for the Elderly or the Wealthy

Many people believe they don’t need a will yet.

But if you own a home, have children, or want a say in what happens to your estate, you do.

You don’t need to be retired. You don’t need to be rich.

A will is simply about making sure the people you care about are looked after.

And the sooner you sort it, the better you’ll feel.

It’s Easier (and More Affordable) Than You Think

Here’s the good news: you don’t have to wait for Free Wills Month to get your will done affordably.

At My Local Will Writer, we offer simple, clear, and cost-effective will-writing services all year round.
You can speak to someone from the comfort of your home. No legal jargon. No pressure. Just friendly, straightforward advice.

Many people are surprised by how quick and easy the process is.

In most cases, your will can be written and finalised in just a few days.

Don’t Put It Off – Protect Your Loved Ones Now

It’s easy to put these things off. We all do it.

But writing your will isn’t just a box to tick. It’s a way of protecting the people you love. It’s a way of making your wishes clear. It’s peace of mind.

Free Wills Month is a great initiative. But it isn’t the only way. And waiting for it could mean waiting too long.

Ready to Act?

Don’t wait for the “perfect time” to get your will sorted.

The best time is now.

At My Local Will Writer, we’re here to help. Whether you’re ready today or just want to ask a few questions.

Contact us now to speak to a member of our team. Let’s get your will in place and give you one less thing to worry about.

FAQs

Can I wait until Free Wills Month to make a will?
You can, but there’s no guarantee you’ll get a slot. It’s safer to act now if you’re ready.

Is it expensive to write a will outside of Free Wills Month?
Not necessarily. Our services are fixed-fee and affordable, with no hidden costs.How long does it take to write a will?
In most cases, your will can be completed within a few days once we’ve had a chat about your wishes.

Click here to find out more >

Buying a home is a big moment.

It’s one of the biggest investments you’ll ever make, and often the first step toward building long-term security for you and your family. You’ve probably spent months house hunting, comparing mortgages, and negotiating the best deal. The relief when you finally get those keys is incredible.

But once the paperwork is signed and you’re settling into your new home, there’s one important thing many people forget. Writing a will.

If you own a home, the answer is simple. Yes, you do need a will. Here’s why.

Your Home Is Probably Your Biggest Asset

For most people, their home is worth more than anything else they own. Makes sense to protect it, doesn’t it?

A will lets you decide who should inherit your property if something happens to you. Without one, the law decides. Not you. And those default rules, called the Rules of Intestacy, don’t always match what you’d actually want for your family.

Think about it this way: you spent all that time choosing the perfect home for your family, so why would you let a government formula decide what happens to it?

Without a Will, You Don’t Control What Happens Next

If you die without a will, your home and everything else you own gets passed on according to a legal formula that doesn’t care about your personal situation. It doesn’t matter if you’ve got a partner but aren’t married. It doesn’t consider your stepchildren or whether you wanted to leave your house to someone specific.

Here’s what could go wrong:

• Your unmarried partner may get nothing
• Your house could be split or sold against your wishes
• Your children might not be looked after how you planned
• Family arguments could erupt over who gets what

Sarah from Manchester learned this the hard way. When her partner died unexpectedly, she discovered that despite living together for 15 years and raising two children together, she had no automatic right to their family home. The house went to his estranged brother instead.

All of this is avoidable. With a simple will.

Joint Ownership Isn’t Always Enough

Some people think they’re covered because they own the house together. That’s partly true, but not always.

If you own the home as joint tenants, your share usually passes automatically to the other person. But if you’re tenants in common, your share becomes part of your estate and needs a will to direct it properly.

Without a will in place, your half could go to someone else entirely. Even if your partner still lives in the home. Imagine discovering you might lose the house you’ve called home for years because of a legal technicality.

You Can Protect Your Loved Ones (and Your Legacy)

Your home isn’t just bricks and mortar, is it?

It’s where your family lives. Where your children take their first steps. Where birthday parties happen and Christmas mornings unfold. In the long run, it’s something you might want to pass on to your children or grandchildren.

Writing a will helps you:

• Decide who inherits your home
• Keep it in the family if that’s what you want
• Reduce stress for your loved ones during a difficult time
• Prevent delays and legal disputes

You can also use your will to protect younger beneficiaries. Set up a trust or specify an age they should inherit. That way, your property isn’t passed to a child at 18 if you’d rather they waited until 25, for example.

What About Inheritance Tax?

Nobody likes talking about tax, but it’s worth considering.

If your estate, including your home, is worth over a certain amount, inheritance tax could apply. A properly written will can help reduce the tax burden on your family or at least make sure your assets are used in the most sensible way.

It’s not about dodging tax. It’s smart planning.

What Should You Do Next?

If you’ve bought a house and don’t yet have a will, now’s the time.

Here’s a simple plan:

1. Make a list of everything you own. Not just the house, but savings, belongings, and any debts
2. Think about who you’d want to inherit your home
3. Decide who should be in charge of carrying out your wishes (this person is called your executor)
4. Write your will. You can do it online, over the phone, or with help from a professional

And remember, life changes. If you move house, get married, divorced, or have children, your will should change too.

Final Thought

Buying a house is about planning for the future. So is making a will.

It’s not scary or complicated. It’s actually one of the best ways to make sure the people you care about are looked after. Think of it as the final piece of your home-buying puzzle.

If you’re ready to get started, we can help. Our team makes will writing simple, affordable, and stress-free, especially for new homeowners who want to protect what they’ve worked so hard to achieve.